Found: perpetuate underemployment, which 91 For further information see: https://www.intofilm.org/ 92 Post

Found: We have an interim report, following the post-18 education and funding review.

Found: file/536046/Report_of_the_Independent_Panel_on_ Technical_Education.pdf (accessed 14 November 2021).12 Post

Found: qualifications, level 4 and level 5 options for students on degree programmes (as recommended in the Post

Question to the Department for Education:

To ask the Secretary of State for Education, with reference to the impact assessment for the Government’s reforms to loan repayments, published in February 2022 and the House of Commons Library briefing entitled The Post-18 Education and Funding Review: Government conclusion, section 4.1, what assessment her Department has made of the implications for its policies of disparities in student loan repayments of the (a) average total loan charge and (b) time spent repaying loans between male and female borrowers.

Answered by Robert Halfon

The department has carefully assessed the impact of changes and published a full and comprehensive analysis in the HE Reform and Consultation Document Equality Impact Assessment, which can be found here: https://www.gov.uk/government/publications/higher-education-reform-equality-impact-assessment.

The student loan repayment system under Plan 5 is progressive, with repayments being positively correlated with lifetime earnings. The highest earners make the largest individual contributions to the system overall, and the lowest earners are required to contribute the least.

Lower earners, whether male or female, are protected. If a borrower’s income is below the repayment threshold, they will not be required to make any repayments at all. At the end of the loan term, any outstanding loan debt, including interest accrued, will be written off at no detriment to the borrower. No commercial loans offer this level of protection.

The department will continue to keep the student finance system, including repayment terms, under review to ensure that it remains sustainable and delivers value for money for students and the taxpayer.

Question to the Department for Education:

To ask the Secretary of State for Education, when her Department plans to publish the Review of Post-18 Education and Funding.

Answered by Robert Halfon

The Review of Post-18 Education and Funding was published in May 2019.

On 24 February 2022, the department published the Higher Education (HE) Reform Consultation, setting out reforms to the student loan system to put it on a fair and sustainable footing and a package of investment into the HE sector. The department also proposed a range of reforms to improve outcomes for students as a result of their courses and help them move into high-value employment.

The HE Reform Consultation closed on 6 May 2022. The department is now considering the views received and plans to publish a response to the consultation in due course.

Found: - 18 education and funding review 2 Student number controls 3 Foundation year fee and loan limits

Found: Education and Funding, January 2021, 21 January 2021 , p4 28 Commons Library briefing CBP -9348, The Post

Found: This was because the Government agreed with the 2019 independent panel report to the post- 18 education

Found: • Commons Library briefing CBP -9348, The Post- 18 Education and Funding Review: Government conclusion

Found: Government launched a consultation on the lifelong loan entitlement as part of its conclusion to the post

Found: The Library briefing The Post- 18 Education and Funding Review: Government conclusion , discusses the

Found: Government launched a consultation on the lifelong loan entitlement as part of its conclusion to the post

Found: Chair of the Post-18 Education and Funding Review Philip Augar said: This legislation gives us a framework